Holiday & Residential Parks

Overview

As a site owner, you will know that obtaining insurance for your caravan and park home sites is easier if you deal with people who know all about mobile homes and the covers site owners and their occupants need. Whilst finding a commercial liability insurer isn't too difficult, there are very few companies on the market who are able to offer complete insurance packages designed specifically for mobile home parks.

With over 40 years experience in the market, here at Mobile Homes Insurance Service we offer a comprehensive tailor-made Park Combined Insurance package that is available for the majority of Park types in the UK. Whether you have a Camping and Caravan Holiday Site or a Residential Park, we can arrange suitable all inclusive cover at competitive prices.

Summary of Cover	Here you will find a summary of the various sections of cover available under our Park Business Combined package.
Optional Add-Ons	Learn about the optional products available to further expand your cover.
Policy Documents	Here you will find a library of all the Policy Documents you should need. If you are unsure which document applies to the Policy you have, please let us know and we'll point you in the right direction.
Ready for a Quote?	Provide your contact details and a few details about your residential home here and we will call you back at a time that suits you to go through a quotation.

Summary of Cover

Standard features include:

Cover for your buildings and structures
and the fixtures, fittings and contents within them.
Hire Fleet and Sales Stock
including up to £250k unspecified sales stock as standard.
Public Liability Cover
up to £5m as standard.
Employers Liability Cover
up to £10m as standard.
Business Interruption Cover
as a result of property damage.

Additional features available:

Cover for your park machines
including mowers, trailers, diggers e.t.c.
Goods in transit
up to £50k (contents only).
Business Interruption
as a result of specified disease, denial of access, loss of attraction, failure of supplier, loss of license or loss of fish stocks.
Computer all risks
including portable equipment and data loss.
Personal Accident
including sickness.
Key Person or Nominated Person
following death or injury.
Increased loss of money limits
in transit and on premisis.
Private residences
Including buildings, contents, valuables and personal possessions.

Optional Add-Ons

In addition to our Park Business Combined package, we are pleased to offer a market leading commercial legal expenses product by Alps. For a small additional premium, you can benefit from a fully comprehensive package that includes the following key benefits:-

Contract and Employment Disputes
for disputes with a customer or supplier relating to the sale, hire or supply of goods and services or contracts of employment or alleged discrimination and employee restrictive covenant issues.
Legal Defence
against prosecution in a criminal court in respect of an alleged act or omission.
Tax Investigation
for professional fees relating to a Tax, PAYE, VAT or NIC dispute.
Property Protection
Support in civil action against a third party for nuisance, trespass or criminal damage to the business premises.

License Protection
Representation following an act, or omission or alleged act or omission which leads to the suspending, revoking, altering the terms of or refusing to renew any of your licence(s).
Debt Recovery
recovery of money and interest due to you from another business for the provision of goods and/or services, professional fees and services, or dishonoured cheques.
Helpline Support
via a Legal Assistance helpline operating 24/7 and a Tax Advice helpline.

Policy Documents

On this page you will be able to download PDF copies of your Policy Wording. Please take care to check the start date of your Park Combined/Legal Expenses Insurance to ensure you download the correct documents. If you are in any doubt, please give us a call and we will be happy to help.

Park Business Combined Policy Wording

If your Policy Start Date is from March 2023 onwards:

Please download a copy of your Park Business Combined Policy Wording below.

Park Business Combined Policy Wording

If your Policy Start Date is prior to March 2023

If you require a copy of your Policy wording then please give us a call on 01926 468 777 or email us at enquiries@mhis.co.uk

ALPS Commerical Complete Legal Expenses Policy Wording

If you opted to purchase the Legal Expenses Add-On, please download a copy of your United Legal Park Home and Static Caravan Legal Expenses Policy Wording. Printed copies are available upon request.

ALPS Commercial Complete Legal Expenses Policy Wording

Terms of Business

Please find below a link to copies of our Terms of Business for your information. Should you require any more details that cannot be obtained from these documents, please give us a call and we will be happy to talk things through with you.

Terms of Business

Ready for a Quote?

Please give us a call on 01926 468 777 and one of our friendly, experienced collagues will be more than happy to talk through your specific requirements. Alternatively, click on the link below and complete our quote request form and we'll call you at a time that suits you best!

Request a Quote