Business Insurance

Business Insurance

Here at Regent Insurance Group, we have a huge range of packages to cover almost every aspect of your business.  From public liability to shop stock and legal expenses to business interruption, we'll make sure you're covered.   Below are just a selection of the covers we can offer.

Food and Hospitality

We have a range of packages available to cover almost any food and hospitality business, including Restaurants, Fast Food Takeaways including Fish & Chip shops, Cafes, Pubs, Wine Bars, Caterers and many more.  We're even able to arrange cover if you own a van that has been converted into a hot food van, mobile shop, refrigerated van, mobile bar, jiffy truck or ice cream van.

Cover can include:

  • Business Interruption up to £500,000

  • Book Debts up to £10,000

  • Goods in Transit up to £1,000

  • Money up to £5,000

  • Loss of Licence up to £100,000

  • Frozen Food up to £2,000

  • Glass/Signs/Blinds up to £10,000

  • Employers Liability up to £10,000,000

  • Public/Products Liability up to £2,000,000

And for Catering Trailers, Events and Vans

  • Up to 10 catering vehicles on one Policy
  • Comprehensive motor insurance for vehicles up to £125,000
  • Overnight events cover
  • Single and multi event
  • Event cancellation cover up to £5,000
  • Stock, tools and materials and money included as standard
  • Liability cover up to £10,000,000

This is just a selection of the possible covers available.  We have access to a carefully curated panel of Insurers and alternative terms may be available.

 

Small and Medium-Sized Businesses (SME)

We have access to a range range of packages suitable for all kinds of small and medium sized businesses.

Businesses Covered Include:

  • Retail Shop

  • Hair & Beauty Salons
  • Tattoo & Body Piercing Parlours 
  • Offices, Surgeries, Travel Agents and Recruitment Agencies

Cover can include:

  • Products and Public Liability Cover
  • Business Interruption Cover
  • Removal of Debris Cover up to £25,000
  • Locks & Keys Replacement Cover up to £1,000
  • Architects, Surveyors, Legal Fees up to £25,000
  • Seasonal Stock Increase up to 25%
  • Goods in Transit
  • Property Damage
  • Book Debts
  • Loss of Utilities Cover
  • Rent Payable Cover
  • Trace & Access Cover up to £2,500

This is just a selection of the possible covers available.  We have access to a carefully curated panel of Insurers and alternative terms may be available.

 

Liability

We have a wide range of Liability Insurance packages available, ranging from cover for individual tradesman to haulage fleets.

Packages include:

  • Liability Combined Combining employers’ liability, public liability and product liability into one comprehensive product.

  • Per Capita Liability Covering general tradespersons and professional occupations with up to 15 workers.
  • Land Liability Covering landowners for all sums that they are legally liable to pay as damages, including land used for car parks, private roads and for livestock grazing.
  • Hauliers & Couriers Liability for haulier and courier businesses with up to 15 vehicles.
  • Motor Trade Liability covering a wide range of activities including mechanics, engine tuning, valeters and auto electricians and many more.
  • Professional Indemnity with Office Contents, EL, PL, Business Interruption, and Portable Business Equipment available as add-ons.
  • Excess of Loss for additional public and products cover above your primary policy limits.

This is just a selection of the possible covers available.  We have access to a carefully curated panel of Insurers and alternative terms may be available.

 

Commerical Vehicle and Fleet

From individual vehicles and self employed couriers to haulage contractors and fleets, we'll have a commercial vehicle package to suit you and your business needs. 

Packages include:

  • Commerical Vehicle up to 3.5 tonnes

  • Courier

  • Fleet

  • Trucks up to 60 tonnes

  • Motor Trade Liability

This is just a selection of the possible covers available.  We have access to a carefully curated panel of Insurers and alternative terms may be available.

 

Goods In Transit

We offer cover for your goods in transit business across a wide range of industries and purposes.

Packages include:

  • Carriage of own Goods

  • Tradesmen Goods and Tools in Transit (which can include co-insurance clause for theft or attempted theft from a vehicle outside of working hours)

  • Freight Liability

  • Marine Cargo

  • Trailer Cover Extension

  • European cover available for Haulage and Freight

  • Warehouse Keepers cover 

In addition, we can offer

  • An economy product (excludes high theft risk goods)
  • Extension available to cover refrigerated goods and livestock
  • Motor Fleet and Single Commerical Vehicle

  • Commercial Legal Expenses

  • Property Owners

  • Landlord

This is just a selection of the possible covers available.  We have access to a carefully curated panel of Insurers and alternative terms may be available.

 

Legal Expenses

We have a number of standalone and add-on legal products available that can be bolted on to almost all of our business packages.

Packages include:

  • Motor Fleet and Single Commerical Vehicle

  • Commercial Legal Expenses

  • Property Owners

  • Landlord

This is just a selection of the possible covers available.  We have access to a carefully curated panel of Insurers and alternative terms may be available.

 

Ready for a Quote?

Please give us a call on 01926 468 768 and one of our friendly, experienced collagues will be more than happy to talk through your specific requirements.  Alternatively, click on the link below and complete our quote request form and we'll call you at a time that suits you best!

Request a Quote